Transfer Euros out of Spain
We know two sets of couples who have sold their properties here in Spain for personal reasons and need to transfer their sales proceeds elsewhere, not necessarily into Sterling.
One couple are not residents and do just less than 6 months here and just more than 6 months in UK. They have a Spanish bank account, Sabadell, and a euro account in Germany. Sabadell are asking for 4% per transfer for them to send euros from here to Germany.
The other couple are resident here but are planning to repatriate to UK and will need to transfer the balance of euros here to UK and convert it to sterling along the way.
We are resident here and have bank accounts here and in UK and are willing to be intermediaries in the transactions, if required, for no financial gain.
What are the most cost effective solutions to these transfers please?